Wednesday, August 1, 2012

Surviving a nightmare


Surviving a nightmare.


It seemed like just another day for Mark, his wife Sarah and their two daughters. The family was stuck in traffic near their suburban home when a violent thunderstorm hit. Nothing could have prepared Mark for what happened next. A tree fell on their car with horrible precision, instantly killing Sarah, 33, and their daughters, ages two and six months.

Mark had always believed he and Sarah would live to enjoy cheerleading, proms and grandchildren. Now he found himself alone, not sure how he’d pick up the pieces.

One thing that has helped is the financial planning he and Sarah began early on. Buying permanent life insurance was one of their first decisions. It provided protection while allowing them to accumulate cash value for future needs. Later, the couple bought additional coverage to protect their thriving graphic arts business and growing family.

Since the accident, the life insurance has given Mark time to grieve. “The money won’t bring Sarah and the girls back, but it makes the existence I find myself in easier. I don’t have to work while I’m not ready, or sell my house because I can’t afford the mortgage. I’ve been able to think slowly about my future.”

The insurance money has also helped keep the business running in Mark’s absence. And should he decide not to return, the buy-sell agreement he purchased will make it easy for Mark’s partners to buy his share of the business.

Surviving a nightmare


Mark states, “I know I’ll do better than survive. I’ll live and succeed in the second chapter of my life and make my family proud.”

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Surviving a nightmare


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