5 things not sexy about managing your money

5 things not sexy about managing your money

1.Not checking your credit report.
It is so simple, go to – www.annualcreditreport.com  It is F*R*E*E.

2.Not saving enough.
You should set aside at least 20% per year.  Put in something that is safe, guaranteed and has a predictable rate of return.

3.Not teaching your children about money.
Do you want them to be able to support themselves?  Plus they might be taking care of you someday.

5 things not sexy about managing your money

4.Not putting enough in an emergency fund.
What is your plan if you need cash - fast.

5. Not having enough life insurance.
If you believe you are not going to die – ignore this one.  If you do believe you will someday meet your maker and you have no savings, no emergency fund and no credit – how is your family going to survive?

Click here – Because you care.

5 things not sexy about managing your money

35 million households are without this...

35 million households are without this...

Between school plays, soccer games and that little thing called “life”, many of you neglect to get the right amount of life insurance coverage.  Or worse – have ZERO coverage!

In fact, it’s estimated that 35 million households don’t have any life insurance.

                                                                                        Did you catch that?

                                                                                They ain’t got nothin!

35 million households are without this...

35 million households are batting .000 on their life insurance.

For those that do have life insurance, it’s estimated that 58 million households believe they don’t have enough.

Is this you?  If so, you can do something today.  

Go to Your Life Insurance 411 NOW -  because you care.

35 million households are without this...

I don’t love my family…

I don’t love my family…

“The life insurance I get from work will be enough.”  How much is that?  “I don’t know.”

I don’t love my family…

“Those insurance companies are ripping me off.  I’m not going to buy life insurance.”

I don’t love my family…

“I don’t want to leave behind a rich widow.”

I don’t love my family…

“The government will take care of them”

I don’t love my family…

“Life insurance is too expensive.”

I don’t love my family.

“I’ll just get it when I am older.”

I don’t love my family…

“I’m not going anywhere – why do I need life insurance.”

I don’t love my family…

“My parents didn’t leave me any life insurance – why should I buy some.”

I don’t love my family…

“It will probably expire before I die.”

I don’t love my family…

“I think I have enough life insurance.”

Is this you?  What is your plan?  Do you have a plan?  Click here – Because you care.

Life Insurance allows a Dad to be a Dad

Life Insurance allows a Dad to be a Dad

Mary & George always managed to make the best out of challenging situations. They found their first house, an abandoned century-old Victorian, on the site of a new mall. They paid to have it moved six miles away to a new lot, and with extensive renovations it became their dream home. When Mary lost her job as a computer support specialist at a local bank, she started her own consulting firm and it quickly became a more rewarding career.

Life Insurance allows a Dad to be a Dad

One of Peggy’s clients was an insurance agent. She took care of his computers, and he vowed to always take care of her family. When Mary’s business started to take off, he knew she needed more life insurance because her income had grown significantly. With his help, Mary doubled her coverage. Two years later Mary was diagnosed with breast cancer. To help pay her mounting medical costs, Mary was able to borrow against the cash value of several permanent life insurance policies she had owned for almost twenty years.

Life Insurance allows a Dad to be a Dad

Sadly, after a three-year battle, Mary died at age 48, leaving behind George and their four sons. George, 52, used the insurance benefits to repay the loans against her policies and other medical costs and debts that had accumulated during Mary’s illness. He also paid off half their mortgage.

Life Insurance allows a Dad to be a Dad

More importantly, the insurance allowed George to accept a lower-paying job closer to home. Now instead of a 70-mile commute and having to work 12-hour shifts and every other weekend, George works weekdays until 3:30 p.m. That gives him the freedom to be there when the boys arrive home from school, attend all their activities and fully participate in their lives. “That’s really important to me, and I know it would be important to Mary.”

What is your plan?  Do you have a plan?  Go to Your Life Insurance 411– Because you Care.

Life Insurance allows a Dad to be a Dad

Surviving a nightmare

Surviving a nightmare.

It seemed like just another day for Mark, his wife Sarah and their two daughters. The family was stuck in traffic near their suburban home when a violent thunderstorm hit. Nothing could have prepared Mark for what happened next. A tree fell on their car with horrible precision, instantly killing Sarah, 33, and their daughters, ages two and six months.

Mark had always believed he and Sarah would live to enjoy cheerleading, proms and grandchildren. Now he found himself alone, not sure how he’d pick up the pieces.

One thing that has helped is the financial planning he and Sarah began early on. Buying permanent life insurance was one of their first decisions. It provided protection while allowing them to accumulate cash value for future needs. Later, the couple bought additional coverage to protect their thriving graphic arts business and growing family.

Since the accident, the life insurance has given Mark time to grieve. “The money won’t bring Sarah and the girls back, but it makes the existence I find myself in easier. I don’t have to work while I’m not ready, or sell my house because I can’t afford the mortgage. I’ve been able to think slowly about my future.”

The insurance money has also helped keep the business running in Mark’s absence. And should he decide not to return, the buy-sell agreement he purchased will make it easy for Mark’s partners to buy his share of the business.

Surviving a nightmare

Mark states, “I know I’ll do better than survive. I’ll live and succeed in the second chapter of my life and make my family proud.”

What is your plan?  Click here – Because you care.

Surviving a nightmare