Wednesday, October 10, 2012

These are the cold hard facts about life insurance




These are the cold hard facts




None of us are getting out of here alive.  Though we may think we will live forever – no one has accomplished it yet.  The when, why and how’s most of us just don’t think about.

If we knew when we were going to die it would make family planning very easy.  That way we could buy a bunch of life insurance the day before we die.

Now if that is the case, why wouldn’t you buy it now?  Easy answer – the money.  “I don’t know how long I will have to pay for this."  Now if we did know the date of your death and you bought it the day before, you are asking the life insurance company to pay your family a big chunk of money and you paid nothing for it.  How long would any insurance company remain in business?

We hear this all the time.  “The only two things that is for sure are death and taxes.”  We pay our taxes because it is the law and you don’t want to go to jail.  We are forced to pay our taxes.  This is a chunk of money going to support everyone else.  Now when it comes to our death we are willing to take the risk and have just enough or no life insurance at all.  Is that putting your family at risk?

Denial plays a very big part of our life insurance planning.  “Nothing is going to happen to me.”  “I can get to it tomorrow.” “I have some at work.”  We pay are taxes, maybe regrettably, but we pay them.  But little or no time and investment is made in your family to make sure they are provided for when you die.

“My wife will get social security.”  If this is your plan, do you know what that amount is?  By the way the average monthly amount is $1,500.  Is this enough to support your family in the fashion they are accustomed to?

These are the cold hard facts about life insurance

A $500,000 death benefit will provide for your family a tax free income of $50,000 a year for 10 years.  Is this good for you?  Is this good for your family?  Then what happens at the end of 10 years?

Over my 25 years of selling life insurance, some of my clients have died, they were not planning on it.

A lot to think about or you can just keep going down the river of denial.  It is up to you.

These are the cold hard facts about life insurance


I have over $1,000,000 of life insurance on myself to protect my family.

What is your plan?  Do you have a plan?  CLICK HERE now.  Life insurance – Because you care.





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