Thursday, July 12, 2012

We can always take care of it later ~~ Life Insurance


“We can always take care of it later.”


That’s what my client, we will call him Tom, said to me once.

For that matter, many prospects have said that to me.

But let me tell you about Tom.  He was 32 years old and engaged to be married to Kelly.  Tom and Kelly were very busy, like we all are, and we finally set an appointment to take care of their life insurance.

They decided to purchase a $25,000 whole life policy as well as a $125,000 term policy to cover their mortgage.  As we completed the applications Tom decided to wait on the $125,000 term policy.  Tom said, “We can get that later.”

The $25,000 whole life policy was issued.  Upon delivery of the policy I asked again, “You want to get the mortgage insurance policy started?”  Tom said, “No we will do it after the wedding.”   They were to be married in 3 months.

Then it happened.  About a month later I received the call from Kelly.  Earlier that day there was a news report of an explosion at a nearby factory - the factory where Tom worked.  Kelly’s call was to tell me Tom had died in the explosion.

We can always take care of it later

Needless to say, I was shocked.  Yes, the $25,000 policy was paid to Kelly.  But what made things even more painful was Kelly’s comment to me, “I wish we would have purchased that other policy when you urged us to.”  She ended up losing the house.

Can you afford to take care of it later?  Click here.  Because you care.

We can always take care of it later


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